Comprehensive Healthcare Programs
Designed for Small Groups
Triad Benefits
Triad Benefits™ delivers high-quality, low-cost healthcare programs for employers looking for self-funded employee benefits. We provide small group health coverage through a self-funded platform. All of our health plans meet or exceed Affordable Care Act (ACA) compliance as well as all stringent federal regulatory requirements.
Triad has proven to be a trusted advisor with proven outcomes for small- to mid-sized employers. Triad coordinates all of the necessary parts of a self-funded platform forming a one-stop shop for employers seeking a self-funded approach to their employee benefits adding predictability and sustainability to their bottom line.
Spiraling health care costs represent an enormous challenge to the profitability of small and mid-size employers. Larger organizations often implement their own self-funded arrangements as a way to control costs and better manage their employee benefit programs. Triad has developed a similar approach for small to mid-size employers by designing their own self-funded healthcare program.
Employers
Find affordable group health benefit programs for your SMB.
Brokers
Find better healthcare solutions to offer your clients.
Become a Broker
Be the solution your small business clients are seeking.
Employees
If your employer has chosen or is considering a Triad Health Benefits Program, see what providers and prescriptions are covered under your plan. Find pharmacies in your area and look up drug prices.
Triad Benefits Package
Triad Health Program
The ability to join a health plan that empowers small groups of any size the benefits and rates of a larger group, utilizing economy of scale to leverage lower rates.
Prescription Savings
Triad Health maximizes the options that are available for specialty medications to reduce the liability to the member and plan
Simplicity is KEY
Easy underwriting, simplified rating structure, easy to under- stand plan designs are all hallmarks of the EBA Health Plan
RBP vs Network
Groups have the choice between a network based model or a reference based pricing model. Claim cost will be inherently driven down substantially in a RBP model. However, it will require more employee education.
RBP
- Utilizes bottom up pricing with Medicare as a baseline
- Averages between 60-70% off of billed charges
- Requires Member and Provider Education
PPO Network
- Utilizes top down pricing with providers billed charge and network discount as baseline
- Averages between 20-40% off of billed charges